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    Tag: tipsHome

    Mutual Funds (Reksadana) Return

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    by author   ·  June 12, 2021  

    What is the likelihood that Mutual Funds (Reksadana) consistently (over 5-10 year period) deliver over 20% average return a year? Extremely unlikely.   A Mutual Fund (Reksdana) that manage its risk properly will usually allocate the fund over diverse range of portfolio. Regardless of high gain in one asset (e.g. shares), overall return will average down due ...

    Thriving in the Downturns

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    by author   ·  May 24, 2021  

    Share market downturns (declines) are inevitable. Free market will always have ups and downs.   Sometimes downturns can be prolonged for 1-3 years. However, most of the times they happen within short periods (few days or weeks) due to market sentiments or correction from overshoots.   As such, several strategies can be deployed: 1. Hedging Hedging position does not have to ...

    Economic Sense of Investing

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    by author   ·  May 5, 2021  

    Investing is not always a clear-cut decision. Generally speaking, Investors tend to rely on their economic sense rather than just mathematical or technical estimation.   Economic sense simply means careful and efficient use of resources.   Economic sense covers the elements of: 1. Cash Flow The   saying that “cash is king” should be truly engrained in the mindset.   At the end of ...

    Optimizing VS Maximizing Behaviour

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    by author   ·  March 25, 2021  

    Ever heard a story about a town sheriff caught a driver for speeding? The driver argued that most of the cars passing that main road were speeding as well, but they were not caught anyhow. The sheriff replied: “have you ever went for fishing in the nearby lake, and caught all the fish there?” Similar to ...

    Responsible Investment

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    by author   ·  December 8, 2020  

    An investment is a means to generate Wealth. And Wealth comes after Well-Being, not the other way around.  Here are 3 basic tips when choosing shares to invest: Optimizing, not Maximizing External factor (e.g. market risk, recession) is very much detrimental to movement in investment value. An Investor should always be prepared for a downturn, which might mean having ...

    Investing in Shares

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    by author   ·  December 8, 2020  

    An investor should only invest in a financially stable Company, to minimize the risk of losing money while expecting Capital Gain from the investment. Here are 3 basic tips when choosing shares to invest: The market it is operating in Indonesia economy is driven by domestic market with over 260 million people. Companies that sell goods or services domestically ...

    Investing in Properties

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    by author   ·  December 8, 2020  

    Unlike most other investments, Property Investment guarantees the Investor an asset that is physical (i.e. land and / or building). Here are 3 basic tips when choosing properties to invest: Surrounding Infrastructure Accessibility of transport, retails, schools, and hospitals are main consideration for people (workers or families) to move into a property. For example, a studio apartment with LRT ...

    Investing in Insurance

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    by author   ·  December 8, 2020  

    At first thought, there seems to be no correlation between Investment and Insurance. In Indonesia, however, it is not uncommon that people put their money into the investment products that are managed by the insurance companies. For instance, “Rupiah Equity Fund” product managed by an “ABC Insurance company”. Here are 3 things that Investors have to be ...

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